Whether I was brainwashed by the “American Dream” or whether it’s for other reasons, ever since I can remember I’ve wanted to buy property. I imagined myself making money from my 6-7 rental units and traveling the world. I wanted to be a real estate guru and business women extraordinaire. Far all I have is debt.
It’s not a new or unique story but quite depressing nonetheless. I have over 100K in student loan debt, which despite having excellent credit, has held me back from purchasing one home, let alone six. College is suppose to grant people like me financial freedom, but instead I went to college at the expense of financial freedom. It feels like I am in a black hole, being sucks deeper and deeper by a vortex powered by corporate greed and a broken educational system.
And that is despair, my friends.
The worse part is not the debt. The worse part is knowing that I would likely be worse off if I hadn’t gone to college. What’s more despairing then knowing you never had an option to begin with? If it’s not debt, its a breakup, a death, an illness, a set back of XYZ nature and it’s all the same. It all makes us feel hopeless and miserable. Will I ever get out of this? Will I ever stop feeling this way?
Getting yourself out of a dark head space requires you to shift your mindset. Here are a few things I do when I’m feeling hopeless.
-Remind myself that everything in life is temporary. Right now it feels like there’s no hope for me to get out of debt and financially free. But this is a temporary feeling that doesn’t necessitate permanent actions. In other words, I need to remind myself that I should keep trying, keep moving, keep striving.
-Remind myself of all the progress I’m made thus fair. I might have taken 10 baby steps, and that’s progress! Maybe I’m not making huge strides in lowering my college debt but I am paying off my car ahead of time, I am building up savings, I am moving the needle ever so slowing.
-Visualize where I want to be. As I’ve mentioned in past posts, visualization is so important because it helps you see what will be. You have to truly believe you will get somewhere in order to get there. It’s like every artist/actor/musician ever interviewed who says “I knew from a young age I wanted to be famous/I would be famous,” they knew it before it happen and we have to know it too.
-Talk to my friends. Despair is a common feeling, we all feel hopeless and defeated sometimes. Our friends and loved one can be a great support system to help us get out of the sinking hole. That’s also why it’s essential to surround yourself with people who are going to bring positivity and good energy to your life— a negative Nancy will only add to your despair.
It’s impossible to be positive and happy all the time. Even the best of us have our days of feeling sad, unmotivated, frustrated, hopeless, etc, etc. It’s okay to feel that way and it’s okay to take some time to heal, re-start and bounce back. Just take a breath, take a break, and do what you have to do to get over the hump.