Two words: Delayed Gratification. This message really spoke to me in Robert T. Kiyosaki’s Rich Dad, Poor Dad and I feel it was one of the major things that separated rich dad from poor dad. Even in the beginning before any lessons were taught, he talked about how rich dad lived in a smallish, beatdown house, whereas poor dad had a nice-ish house. It’s the … Continue reading Life Lesson #70: The Path to not being BROKE
When it comes to money, I have two goals: build wealth and pay off debt. To achieve these goals, my money is calculated down to the last dollar. You want to know what I didn’t calculate for? Coronavirus. The only other time I’ve been around for a major recession I was 16 years old. This time around, when the recession inevitably knocks on our door, … Continue reading Things you learn after it’s too late: Building an Emergency Fund
What is Zero-Waste? It all started with composting. Naive little old me, I just thought it was a nice idea that my food scraps could be reborn into soil. Next thing you know, I watch a documentary that debunks the glories of recycling and BOOM, I’m suddenly falling deep into an investigative youtube rabbit hole about all things zero-waste. The first thing I learned was … Continue reading Living “Zero-Waste” to save money.
I’ve been obsessed lately with YouTuber and skincare enthusiast, @susanyara, and her channel Mixed Makeup. She’s constantly talking about the importance of self-care and feeling good about yourself. I have to say, I’m here for it. As someone who has always loved makeup and skincare, I was a bit hypocritical of people like Susan who spend ALOT of money on products and services that the … Continue reading Fitting Self-Care into the Budget
I thought it was just me until I saw this post on Instagram. Lately, I’ve been feeling like it’s “all about the money” and I know that in this #debtfreejourney it is, in a sense, yet, I wholeheartedly believe it shouldn’t be. Just because you want to build wealth, save for a major purchase, or eliminate debt, doesn’t mean you lose sight of everything else … Continue reading Stay Silly- Stay Sane: Life isn’t just about material gains.
I’ve recently started a #debtfree journey, where I’ve mapped out how I will pay off my debt (aka student loans) and become financially free. Related to this, Chapter 5 of the Happiness Hypothesis by Jonathan Haidt, is appropriately titled, The Pursuit of Happiness, wherein, he discusses our often misguided pursuits of wealth, fame, recognition, etc. People who report the greatest interest in obtaining money, fame, … Continue reading Growing Wealth, Risking Health-Why money can’t buy happiness.
Saving Habits 101 30 Day Writing Challenge Yesterday I went out with a friend and we were having a conversation about money. She kept referring to herself as cheap and I kept correcting her and saying she was frugal, not cheap. It is easy to conflate the two but they are not one in the same. While being cheap can be a hinderance on your … Continue reading Day 28: Frugal ≠ Cheap
Saving Habits 101 30 Day Writing Challenge More countries around the world are embracing the concept of borrowing money, especially as national economies become intertwined with one another. For example, it used to be well off families sent their children abroad to get degrees, but now you do not need to have the money upfront because there are international private loan companies that will loan … Continue reading Day 27: Cash is King
How to really make money from a side hustle. 30 Day Writing Challenge The Infamous Side Hustle. I just watched an 18 minute Youtube video on side hustles. It is one of countless Youtube videos and blog posts that I’ve seen or read detailing the many side hustles at your disposal. What many of these videos and posts don’t tell you, is just how hard … Continue reading Day 20: The Truth about Side Hustles…
30 Day Writing Challenge Reading. Some of the most influential people in the world claim to read a book a week or if you’re Warren Buffet, 500 pages of financial documents. In case it isn’t obvious, reading is one of the easiest- and most affordable ways of learning. You can walk into your local library right now and pick up a book on literally anything. … Continue reading Day 19: One of the Most Important Success Habits…