Three lifestyle changes that will bring you closer to Work Optional

Wouldn’t it be nice to work if and when you want to? To not spend over half your day making money just to pay bills and rent? That’s the basis of the “work optional” movement. Not to be confused with the FI/RE movement, work optional is having the financial freedom to work on your terms. Financial advisor, Doug Dahmer phrases it as, “Doing the things … Continue reading Three lifestyle changes that will bring you closer to Work Optional

Life Lesson #70: The Path to not being BROKE

Two words: Delayed Gratification. This message really spoke to me in Robert T. Kiyosaki’s  Rich Dad, Poor Dad and I feel it was one of the major things that separated rich dad from poor dad. Even in the beginning before any lessons were taught, he talked about how rich dad lived in a smallish, beatdown house, whereas poor dad had a nice-ish house. It’s the … Continue reading Life Lesson #70: The Path to not being BROKE

Things you learn after it’s too late: Building an Emergency Fund

When it comes to money, I have two goals: build wealth and pay off debt. To achieve these goals, my money is calculated down to the last dollar. You want to know what I didn’t calculate for? Coronavirus. The only other time I’ve been around for a major recession I was 16 years old. This time around, when the recession inevitably knocks on our door, … Continue reading Things you learn after it’s too late: Building an Emergency Fund

Day 28: Frugal ≠ Cheap

Saving Habits 101 30 Day Writing Challenge Yesterday I went out with a friend and we were having a conversation about money. She kept referring to herself as cheap and I kept correcting her and saying she was frugal, not cheap. It is easy to conflate the two but they are not one in the same. While being cheap can be a hinderance on your … Continue reading Day 28: Frugal ≠ Cheap