Three lifestyle changes that will bring you closer to Work Optional

Wouldn’t it be nice to work if and when you want to? To not spend over half your day making money just to pay bills and rent? That’s the basis of the “work optional” movement. Not to be confused with the FI/RE movement, work optional is having the financial freedom to work on your terms. Financial advisor, Doug Dahmer phrases it as, “Doing the things … Continue reading Three lifestyle changes that will bring you closer to Work Optional

Life Lesson #70: The Path to not being BROKE

Two words: Delayed Gratification. This message really spoke to me in Robert T. Kiyosaki’s  Rich Dad, Poor Dad and I feel it was one of the major things that separated rich dad from poor dad. Even in the beginning before any lessons were taught, he talked about how rich dad lived in a smallish, beatdown house, whereas poor dad had a nice-ish house. It’s the … Continue reading Life Lesson #70: The Path to not being BROKE

Living “Zero-Waste” to save money.

What is Zero-Waste? It all started with composting. Naive little old me, I just thought it was a nice idea that my food scraps could be reborn into soil. Next thing you know, I watch a documentary that debunks the glories of recycling and BOOM, I’m suddenly falling deep into an investigative youtube rabbit hole about all things zero-waste. The first thing I learned was … Continue reading Living “Zero-Waste” to save money.

Day 28: Frugal ≠ Cheap

Saving Habits 101 30 Day Writing Challenge Yesterday I went out with a friend and we were having a conversation about money. She kept referring to herself as cheap and I kept correcting her and saying she was frugal, not cheap. It is easy to conflate the two but they are not one in the same. While being cheap can be a hinderance on your … Continue reading Day 28: Frugal ≠ Cheap

Day 16: Life Lesson #98 You’re BROKE because you act rich…except rich people don’t act like that.

30 Day Writing Challenge I’ve seen so many variations of the image below, it’s not even funny anymore. Anyone who’s ever read literally ANYTHING on how to build wealth has heard that the riches people are extremely frugal. Warren Buffet? Frugal. Mark Zuckerberg? Frugal.  Robert Kiyosaki? Frugal. The list is exhaustive and it’s not even a secret, business insider has an entire article on 8 … Continue reading Day 16: Life Lesson #98 You’re BROKE because you act rich…except rich people don’t act like that.

Day 10: Life Lesson #3—How to save money like an impulse shopper…

30 Day Writing Challenge The million dollar question: Why am I always broke? The first step is admitting you have a problem, right? I, Cat Marte, admit I am an impulse shopper. Thankfully it doesn’t happen often, but when it does happen, it’s like BOOM there goes all my progress. There is hope still! Having read several blogs and other sites on how to save … Continue reading Day 10: Life Lesson #3—How to save money like an impulse shopper…