Two words: Delayed Gratification. This message really spoke to me in Robert T. Kiyosaki’s Rich Dad, Poor Dad and I feel it was one of the major things that separated rich dad from poor dad. Even in the beginning before any lessons were taught, he talked about how rich dad lived in a smallish, beatdown house, whereas poor dad had a nice-ish house. It’s the … Continue reading Life Lesson #70: The Path to not being BROKE
When it comes to money, I have two goals: build wealth and pay off debt. To achieve these goals, my money is calculated down to the last dollar. You want to know what I didn’t calculate for? Coronavirus. The only other time I’ve been around for a major recession I was 16 years old. This time around, when the recession inevitably knocks on our door, … Continue reading Things you learn after it’s too late: Building an Emergency Fund
30 Day Writing Challenge I’ve seen so many variations of the image below, it’s not even funny anymore. Anyone who’s ever read literally ANYTHING on how to build wealth has heard that the riches people are extremely frugal. Warren Buffet? Frugal. Mark Zuckerberg? Frugal. Robert Kiyosaki? Frugal. The list is exhaustive and it’s not even a secret, business insider has an entire article on 8 … Continue reading Day 16: Life Lesson #98 You’re BROKE because you act rich…except rich people don’t act like that.
30 Day Writing Challenge The million dollar question: Why am I always broke? The first step is admitting you have a problem, right? I, Cat Marte, admit I am an impulse shopper. Thankfully it doesn’t happen often, but when it does happen, it’s like BOOM there goes all my progress. There is hope still! Having read several blogs and other sites on how to save … Continue reading Day 10: Life Lesson #3—How to save money like an impulse shopper…