Things you learn after it’s too late: Building an Emergency Fund

When it comes to money, I have two goals: build wealth and pay off debt. To achieve these goals, my money is calculated down to the last dollar. You want to know what I didn’t calculate for? Coronavirus. The only other time I’ve been around for a major recession I was 16 years old. This time around, when the recession inevitably knocks on our door, … Continue reading Things you learn after it’s too late: Building an Emergency Fund

Day 28: Frugal ≠ Cheap

Saving Habits 101 30 Day Writing Challenge Yesterday I went out with a friend and we were having a conversation about money. She kept referring to herself as cheap and I kept correcting her and saying she was frugal, not cheap. It is easy to conflate the two but they are not one in the same. While being cheap can be a hinderance on your … Continue reading Day 28: Frugal ≠ Cheap

Day 27: Cash is King

Saving Habits 101 30 Day Writing Challenge More countries around the world are embracing the concept of borrowing money, especially as national economies become intertwined with one another. For example, it used to be well off families sent their children abroad to get degrees, but now you do not need to have the money upfront because there are international private loan companies that will loan … Continue reading Day 27: Cash is King

Day 10: Life Lesson #3—How to save money like an impulse shopper…

30 Day Writing Challenge The million dollar question: Why am I always broke? The first step is admitting you have a problem, right? I, Cat Marte, admit I am an impulse shopper. Thankfully it doesn’t happen often, but when it does happen, it’s like BOOM there goes all my progress. There is hope still! Having read several blogs and other sites on how to save … Continue reading Day 10: Life Lesson #3—How to save money like an impulse shopper…